The fine print, written to be read.

Three documents govern this site and your account. Each is numbered by section, so any part of it can be linked to and cited.

• Terms of ServiceWho we are, what you may do with our research and your account, and the limits of our responsibility.Updated 30 September 2026
• Privacy PolicyWhat we collect, why, who processes it, how long we keep it, and your rights under the DPDP Act.Updated 26 September 2026
• Risk DisclosureThe risks of relying on our research and our figures, our conflicts of interest, and why we will never ask you for money.Updated 26 September 2026